San Antonio Hard Money
At Action Funding, Inc., we provide fast, reliable hard money loans for real estate investors throughout San Antonio and the greater South Central Texas region. Whether you’re flipping a craftsman in Monte Vista, building new construction in Alamo Ranch, or refinancing a fourplex near the Medical Center, our private lending programs are designed to help you move quickly in one of Texas’s most opportunity-rich real estate markets.
Our flexible financing solutions—including fix and flip loans, new construction loans, DSCR loans, and multifamily financing—are built for both first-time and experienced investors. With approvals based on the property—not your tax returns or credit score—we help you focus on closing deals, not fighting paperwork.
Your Trusted Hard Money Lender in San Antonio
As a Texas-based direct private lender, we serve investors across San Antonio, New Braunfels, Boerne, Schertz, Seguin, and throughout Bexar, Comal, Guadalupe, and Kendall counties. With local expertise and fast, in-house underwriting, we’re the go-to partner for San Antonio real estate investors looking to scale quickly and close with confidence.
Loan Programs We Offer in San Antonio
Fix and Flip Loans San Antonio
Short-term financing for buying, rehabbing, and selling residential properties. Ideal for projects in neighborhoods like Highland Park, Harlandale, and Woodlawn Lake.
Fast capital for time-sensitive closings or gap financing. Perfect for auctions or interim funding in areas like Downtown San Antonio, Universal City, and Live Oak.
New Construction Loans San Antonio
Ground-up construction loans for single-family homes or small multifamily developments in fast-growing zones like Alamo Ranch, Stone Oak, and Cibolo.
Asset-based funding for non-owner-occupied homes, condos, or townhomes. Designed for fast closings in communities like Terrell Hills, Leon Valley, and Castle Hills.
Long-term financing for rental properties based on cash flow—not personal income. Great for buy-and-hold investors in Windcrest, Converse, and South San Antonio.
Private funding for duplexes, triplexes, and small apartment buildings. Excellent for scaling rental portfolios in neighborhoods like the Medical Center, Olmos Park, and China Grove.
Why Invest in San Antonio TX?
San Antonio is one of the most affordable and fastest-growing metro areas in Texas, driven by strong population growth, a diverse economy, and a steady influx of both families and professionals. The city combines attractive cap rates with long-term appreciation potential—making it a smart choice for both flippers and buy-and-hold investors.
From historic inner-city neighborhoods to sprawling suburban communities, San Antonio offers real estate opportunities at every price point. Hard money loans give you the speed and flexibility to seize deals in a market where timing is everything.
Key Investment Neighborhoods
Monte Vista: Historic charm with strong resale values and fix-and-flip potential.
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Southtown / Lavaca: High rental demand and great walkability near downtown.
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Alamo Ranch: Explosive suburban growth and ideal for new construction.
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Highland Park: Affordable entry prices and great for value-add renovations.
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Medical Center: High demand for rentals near jobs, schools, and hospitals.
Current Real Estate Trends in San Antonio
Inventory remains tight across Bexar County as demand continues to outpace supply, particularly for affordable housing. Investors are targeting distressed properties for renovation, small multifamily buildings for steady cash flow, and lots for new construction in rapidly growing suburbs.
San Antonio also benefits from a strong rental market fueled by the military, medical, and education sectors—creating long-term stability for income properties. With hard money loans, you can move decisively on properties that won’t last long on the market.
Let's Fund Your Next San Antonio Project
At Action Funding, Inc., we help San Antonio investors close fast, build smart, and scale confidently. Whether you're flipping homes, financing multifamily deals, or launching new construction, our hard money loans offer the speed and flexibility you need. Contact us today to get pre-approved and move forward on your next San Antonio real estate deal.