Hard Money Lenders in Florida
AFI Private Lenders provides business-purpose hard money and private money financing for real estate investors throughout Florida. Explore major Florida markets for fix & flip, bridge, new construction, DSCR, commercial, multifamily, cash-out refinance and other investor-focused loan programs.
Find hard money lending information for your Florida market
AFI serves investors throughout Florida. These market pages provide more specific information about local property types, investment strategies, nearby cities and available private lending programs.
Orlando Hard Money Lenders
Private financing for Orlando, Winter Park, Maitland, Windermere and surrounding Central Florida investment properties.
Explore Orlando financing →Tampa Hard Money Lenders
Hard money, bridge and investment property financing for Tampa, Hillsborough County and the greater Tampa Bay area.
Explore Tampa financing →Miami Hard Money Lenders
Investor financing for Miami and Miami-Dade properties including acquisitions, rehabs, bridge loans and construction.
Explore Miami financing →Fort Lauderdale Private Lenders
Private money lending for Fort Lauderdale and Broward County investment real estate.
Explore Fort Lauderdale financing →West Palm Beach Hard Money Lenders
Asset-based financing for investors throughout West Palm Beach and the Palm Beach County market.
Explore West Palm Beach financing →Jacksonville Hard Money Lenders
Business-purpose real estate financing for Jacksonville, Duval County and surrounding North Florida markets.
Explore Jacksonville financing →Fort Myers Hard Money Lenders
Private real estate capital for Fort Myers, Cape Coral, Lee County and Southwest Florida investors.
Explore Fort Myers financing →Boca Raton Hard Money Lenders
Hard money and private lending for investment properties in Boca Raton and surrounding South Florida communities.
Explore Boca Raton financing →Jupiter Hard Money Lenders
Investor-focused real estate financing for Jupiter, Palm Beach Gardens and nearby North Palm Beach County markets.
Explore Jupiter financing →Broward County Hard Money Lenders
Private lending across Broward County including Hollywood, Pompano Beach and surrounding investment markets.
Explore Broward financing →Naples & Collier County
Contact AFI about private financing for Naples, Collier County and other Southwest Florida investment properties.
View Florida lending areas →Sarasota & Bradenton
Ask AFI about bridge, fix & flip, construction and other private lending scenarios on Florida's Gulf Coast.
View Florida lending areas →Florida private lending by region
Florida is not one uniform real estate market. Property values, investor strategies, timelines and transaction types vary widely by region, so AFI evaluates each deal on its own merits.
South Florida
High-value residential, multifamily, luxury, redevelopment and commercial investment opportunities.
Central Florida
Strong investor activity across residential rehab, rental, infill construction and transitional real estate.
Tampa Bay & Gulf Coast
Private financing for acquisitions, redevelopment, rental investment and construction throughout the Gulf Coast.
Southwest & North Florida
Investor financing across growing Southwest Florida communities and major North Florida markets.
Private money programs for Florida real estate investors
AFI structures business-purpose financing for different points in an investment property's life cycle, from acquisition and renovation through construction, stabilization and refinance.
Acquisition and rehab financing for investors improving Florida properties for resale or refinance.
Short-term capital for acquisitions, transitions, time-sensitive closings and property repositioning.
Ground-up construction financing for qualifying residential and investment development projects.
Longer-term rental financing where property cash flow can be central to qualification.
Private lending for qualifying apartment, mixed-use, retail, office and other investment properties.
Equity-based refinancing and qualifying subordinate financing when sufficient property equity exists.
One Florida lending team for multiple investor strategies
AFI's Florida lending is designed for investors who need a direct conversation about the property, leverage, project plan and exit strategy rather than a one-size-fits-all consumer mortgage process.
Borrowers can contact the Florida lending desk at 561-600-0433 or email nate@actionfunding.net.
AFI evaluates the collateral, leverage, business plan, borrower and exit strategy together.
Programs span rehab, bridge, rental, construction, commercial, multifamily and equity-based transactions.
AFI publishes market-specific lending information across South, Central, Southwest and North Florida.
Examples of Florida deals AFI has funded
These example transactions give investors a better idea of the types of Florida opportunities AFI finances across Central Florida, Southwest Florida and South Florida.
Winter Park, FL
$600,000 Bridge LoanInvestment real estate financing for a Central Florida deal requiring short-term capital and a flexible closing structure.Use this card to show AFI's bridge-loan capability on Florida investment property transactions.
Fort Myers Beach, FL
New Construction FinancingCapital for a ground-up investment project in Southwest Florida, structured around the borrower's build plan and project timeline.This example highlights AFI's ability to finance qualifying construction opportunities in coastal Florida markets.
West Palm Beach, FL
Investment Property FinancingPrivate financing for an investment property in Palm Beach County with underwriting focused on the collateral and exit strategy.This card helps demonstrate AFI's presence in the South Florida investor market.
Investment real estate AFI can evaluate
Financing availability depends on the program and transaction, but AFI's published materials reference a broad mix of investment real estate.
From deal submission to closing
Provide the address, requested amount, purchase/payoff information, scope and exit strategy.
The team reviews property value, leverage, title, borrower information and project plan.
Qualifying transactions can move to a term sheet and required due diligence.
Once loan conditions are complete, the transaction can proceed to closing.
Questions Florida real estate investors ask
General answers about AFI's Florida hard money and private money lending.
Does AFI lend throughout Florida?
AFI publishes lending coverage throughout Florida, including major markets in South Florida, Central Florida, Tampa Bay, Southwest Florida and North Florida. Program availability varies by property and transaction.
What Florida cities does AFI serve?
AFI publishes lending information for markets including Orlando, Tampa, Miami, Fort Lauderdale, West Palm Beach, Jacksonville, Fort Myers, Boca Raton, Jupiter and Broward County, with additional statewide coverage.
What kinds of hard money loans are available in Florida?
AFI's published programs include fix & flip, bridge, new construction, DSCR, commercial, multifamily, cash-out refinance and qualifying second-position financing.
How quickly can a Florida hard money loan close?
AFI publishes closing capability in as little as 7 days on qualifying transactions. Actual timing depends on valuation, title, documentation and the specifics of the deal.
Does AFI finance first-time Florida investors?
AFI states that first-time investors can be considered. Qualification depends on the strength of the property, leverage, project plan, borrower profile and exit strategy.
Who should I contact about a Florida loan?
For Florida loan inquiries, call 561-600-0433 or email nate@actionfunding.net.
Have a Florida investment property that needs financing?
Send AFI the property address, requested loan amount and project plan for review.