Apartment & Multifamily Financing

Multifamily Loans for Real Estate Investors

Flexible private financing for apartment acquisitions, refinances, value-add projects, cash-out transactions and transitional multifamily properties.

MultifamilyApartmentsValue-Add AcquisitionRefinanceBridge Financing
Multifamily Loan Program

Private capital for apartment investors

Loan SizeUp to $7M*
PropertyMultifamily / Apartments
PurposePurchase · Refinance · Cash-Out
StrategyStabilized & Transitional
Speak with AFI Private Lenders561-600-0433
Up to $7MPublished Commercial Maximum*
Value-AddStrategies Considered
DirectPrivate Lending
FL · CA · TXCore Lending Markets
Multifamily Financing

Capital for apartment acquisitions, refinances and value-add opportunities.

AFI works with apartment investors who need flexible business-purpose financing for stabilized and transitional multifamily assets.

Acquisition

Purchase qualifying apartment properties with private capital and a defined investment plan.

Value-Add

Finance properties requiring renovations, leasing or operational improvements.

Refinance

Replace existing or maturing debt while preparing for permanent financing.

Cash-Out

Access available equity for qualifying business-purpose needs or additional investment activity.

Recent Transactions

Multifamily loans funded by AFI

Examples of the types of apartment and multifamily transactions AFI Private Lenders can finance.

Multifamily apartment property in West Palm Beach
Multifamily Loan
West Palm Beach, Florida

Apartment Acquisition

$1,450,000
Loan PurposeAcquisition
PropertyMultifamily
StrategyValue-Add
Apartment investment property in Orlando
Multifamily Loan
Orlando, Florida

Multifamily Refinance

$975,000
Loan PurposeRefinance
PropertyApartments
ExitPermanent Refinance
Multifamily investment property in Jacksonville
Multifamily Loan
Jacksonville, Florida

Value-Add Apartment Loan

$1,800,000
Loan PurposeAcquisition + Improvements
PropertyMultifamily
StrategyRenovate & Stabilize
Representative property photography and example transaction details. Replace these with exact AFI closed-loan information before presenting them as actual historical transactions. Past transactions do not guarantee future approval, pricing or terms.
Investment Strategies

Multifamily financing for a range of investor plans

AFI reviews apartment deals with straightforward acquisition, stabilization and exit strategies.

Apartment Acquisitions

Acquire qualifying multifamily investment properties with private capital.

Value-Add Renovations

Improve units, common areas or operations to increase property performance.

Lease-Up

Finance transitional assets while occupancy is improved and stabilized.

Cash-Out Refinance

Access qualifying equity in apartment properties for business-purpose uses.

Bridge to Permanent

Use short-term financing before transitioning into long-term multifamily debt.

Special Situations

Review qualifying apartment transactions that do not fit conventional bank guidelines.

What We Review

Multifamily underwriting focused on the property and investment plan.

AFI evaluates property value, unit count, occupancy, income, borrower equity, experience and the exit strategy.

✓
Property ValueCurrent market value and relevant comparable support.
✓
OccupancyCurrent and projected occupancy, when applicable.
✓
Property IncomeRental income and operating characteristics.
✓
Investor ExperienceRelevant multifamily and real estate ownership experience.
✓
Exit StrategySale, agency refinance, bank financing or other permanent debt.
Example Scenario

Value-add apartment acquisition

An investor acquires an apartment property with below-market rents and a plan to renovate units, improve occupancy and refinance.

Purchase Price$2,500,000
Renovation Budget$300,000
Requested Loan$1,700,000
StrategyRenovate & Stabilize
Exit StrategyPermanent Refinance
Florida Multifamily Lending

Multifamily loans throughout Florida

AFI Private Lenders works with apartment investors throughout Florida's major real estate markets.

Multifamily Loan FAQ

Frequently asked questions

Common questions apartment investors ask about private multifamily financing.

What is a multifamily loan?

A multifamily loan finances qualifying apartment and multi-unit investment properties for business-purpose transactions.

Can AFI finance apartment acquisitions?

Yes. Qualifying apartment acquisitions can be considered based on the property, borrower equity, experience and investment plan.

Can AFI finance value-add multifamily properties?

Qualifying properties requiring renovations, lease-up or stabilization may be considered for short-term private financing.

Can I refinance an apartment property?

AFI can consider qualifying multifamily refinances, including transitional properties and certain cash-out transactions.

What is a common exit strategy?

Common exits include sale of the property or refinancing into bank, agency, DSCR or other permanent multifamily financing.

Have an Apartment Deal?

Need multifamily financing?

Send AFI the property, requested loan amount and investment plan and we'll review the scenario.

Loan terms, leverage, pricing and approval are subject to underwriting, property review and borrower qualification. Business-purpose financing only. Programs may change without notice.