New Construction Loans for Real Estate Investors & Builders
Private construction financing for investors building new residential and investment properties, from land acquisition through vertical construction and completion.
Capital from acquisition through completion
Finance the project from dirt to finished property.
AFI works with real estate investors and builders who need flexible capital for new construction projects, including land acquisition, site work, vertical construction and project completion.
Finance qualifying land purchases when the site is part of a defined construction plan.
Fund qualifying hard construction costs as the project progresses.
Release funds in stages based on completed work and project milestones.
Complete the project and transition into a sale, rental hold or permanent refinance.
New construction loans funded by AFI
Examples of the types of ground-up construction projects AFI Private Lenders can finance.
Ground-Up Single-Family Build
Investor Spec Home
Residential Construction Project
Construction financing for investor projects
New construction loans can support a range of business-purpose residential development strategies.
Spec Homes
Build residential properties intended for sale upon completion.
Build-to-Rent
Construct qualifying rental properties intended for long-term investment ownership.
Land + Build
Finance qualifying land acquisition together with a defined construction plan.
Infill Development
Develop residential investment properties on vacant or underutilized sites.
Investor Construction
Finance ground-up projects for experienced real estate investors and builders.
Completion Financing
Consider qualifying projects that need additional capital to reach completion.
Construction underwriting focused on the project.
AFI evaluates the land, plans, budget, borrower experience, completed value and exit strategy.
Ground-up investor build
An investor acquires a lot and builds a new single-family investment property for resale.
New construction loans throughout Florida
AFI Private Lenders works with investors and builders throughout Florida's major real estate markets.
Frequently asked questions
Common questions investors and builders ask about private construction financing.
What is a new construction loan?
A new construction loan provides financing for qualifying ground-up real estate projects, including costs associated with building a new investment property.
Can the loan include land acquisition?
Qualifying transactions may include land acquisition when the land is part of a defined and approved construction project.
How are construction funds released?
Construction funds are generally released through draws as work is completed and project milestones are verified.
What experience does AFI look for?
Relevant real estate investment and construction experience can be an important part of underwriting, along with the strength of the project and borrower equity.
What can I do with the property after completion?
Common exits include selling the completed property or refinancing it into longer-term rental or permanent financing.
Need construction financing?
Send AFI the property, plans, budget and requested loan amount and we'll review the project.