Bridge Loans Built for Real Estate Investors
Fast, flexible private financing designed to help investors acquire, refinance and reposition real estate when traditional bank financing is too slow or unavailable.
Fast capital when timing matters
Capital to bridge the gap between today and your exit strategy.
Bridge loans provide short-term financing for investors who need to move quickly on a property, refinance an existing loan, access equity or stabilize an asset before securing permanent financing.
Close on investment properties quickly without waiting for conventional bank underwriting.
Replace maturing debt or refinance an existing lender while preparing for a longer-term exit.
Access available property equity for additional investments, improvements or business purposes.
Finance properties that require leasing, improvements or stabilization before permanent financing.
Bridge loans closed by AFI
Examples of short-term real estate transactions financed by AFI Private Lenders.
Residential Acquisition
Cash-Out Refinance
Transitional Rental Property
When investors use bridge financing
Bridge loans are designed for situations where execution speed, property condition or a short-term business plan makes conventional financing impractical.
Time-Sensitive Acquisition
Purchase a property quickly when a seller requires a fast, reliable closing.
Bank Loan Payoff
Refinance existing debt when a bank loan or private loan is approaching maturity.
Property Stabilization
Hold an asset while completing leasing, renovations or operational improvements.
Cash-Out Refinance
Unlock equity from an investment property for additional business-purpose capital.
Delayed Permanent Financing
Bridge the time between acquisition and qualification for bank or DSCR financing.
Opportunity Purchases
Move quickly when an off-market or discounted investment opportunity becomes available.
Straightforward real estate underwriting
AFI evaluates the property, requested loan amount, borrower experience, equity and the plan for repaying the bridge loan.
Investor acquisition bridge
An investor finds an opportunity that needs to close before conventional financing can be completed.
Bridge loans throughout Florida
AFI Private Lenders works with real estate investors throughout Florida's major investment markets.
Frequently asked questions
Common questions investors ask about private bridge financing.
What is a bridge loan?
A bridge loan is short-term financing used to acquire, refinance or hold a property until a longer-term exit such as a sale or permanent refinance can be completed.
How fast can a bridge loan close?
Qualified transactions may be able to close in as little as approximately seven days depending on valuation, title, documentation and the specific transaction.
Can I use a bridge loan to purchase a property?
Yes. Bridge financing is commonly used by investors who need acquisition capital faster than a conventional lender can provide.
Can bridge loans be used for cash-out refinances?
Qualifying investment properties may be eligible for cash-out bridge financing depending on available equity and the overall transaction.
What is the exit strategy for a bridge loan?
Common exits include selling the property or refinancing into conventional or DSCR financing.
Need bridge financing?
Send AFI your property and loan request and we'll review the scenario.