Commercial Loans for Real Estate Investors
Flexible private financing for commercial acquisitions, refinances, cash-out transactions and transitional properties when conventional lending is too slow or restrictive.
Private capital for commercial opportunities
Capital for acquisitions, refinances and transitional assets.
AFI provides business-purpose commercial real estate financing for investors who need flexible underwriting and fast execution.
Purchase qualifying commercial real estate with private capital and a defined investment plan.
Replace maturing or existing debt while preparing for longer-term permanent financing.
Access available equity in commercial investment property for business-purpose needs.
Finance properties requiring leasing, renovation, stabilization or repositioning.
Commercial loans funded by AFI
Examples of the types of commercial real estate transactions AFI Private Lenders can finance.
Office Acquisition
Retail Refinance
Industrial Cash-Out
Commercial real estate we can consider
AFI reviews a range of business-purpose commercial property types and investment strategies.
Office
Professional, medical and general office investment properties.
Retail
Neighborhood retail, storefront and qualifying commercial retail properties.
Industrial
Warehouse, flex and light industrial real estate.
Multifamily
Qualifying larger residential income properties and investment assets.
Mixed-Use
Properties combining residential and commercial uses.
Special Situations
Transitional or unique commercial assets reviewed on a case-by-case basis.
Commercial underwriting focused on collateral and the business plan.
AFI evaluates property value, equity, occupancy, borrower experience, loan purpose and the strategy for repayment.
Commercial acquisition bridge
An investor acquires a transitional commercial property with a plan to improve occupancy and refinance into permanent debt.
Commercial real estate loans throughout Florida
AFI Private Lenders works with commercial real estate investors throughout Florida's major markets.
Frequently asked questions
Common questions real estate investors ask about private commercial financing.
What is a commercial real estate loan?
A commercial real estate loan finances business-purpose property such as office, retail, industrial, mixed-use and other qualifying commercial assets.
Can AFI finance commercial acquisitions?
Yes. Qualifying commercial real estate acquisitions can be considered based on property value, borrower equity, experience and the overall transaction.
Can I refinance a commercial property?
AFI can consider qualifying commercial refinances, including situations involving maturing debt, transitional properties or cash-out requests.
Does the property need to be fully stabilized?
Not necessarily. Private commercial financing can be useful for properties that require leasing, renovation or other stabilization before permanent financing.
What is the typical exit strategy?
Common exits include sale of the property or refinancing into longer-term bank, agency or other permanent commercial financing.
Need commercial real estate financing?
Send AFI the property, requested loan amount and transaction details and we'll review the scenario.