Cash-Out Refinance Loans for Real Estate Investors
Access equity in qualifying investment properties with private cash-out refinance financing designed for business-purpose real estate needs.
Turn property equity into usable capital
Unlock equity without selling the property.
A cash-out refinance replaces an existing loan with new financing and may allow qualifying investors to receive additional proceeds based on available property equity.
Convert qualifying property equity into usable business-purpose capital.
Replace an existing private, bridge or other qualifying real estate loan.
Use qualifying proceeds toward additional real estate investment activity.
Access capital for qualifying renovations, repairs or repositioning work.
Cash-out refinance loans funded by AFI
Examples of the types of equity-based investment property refinances AFI Private Lenders can finance.
Single-Family Investment Property
Multifamily Cash-Out
Commercial Equity Refinance
How investors use cash-out refinance proceeds
Cash-out financing can provide liquidity while allowing the investor to continue owning the underlying property.
Acquire More Property
Use qualifying proceeds toward another real estate investment or acquisition.
Renovations
Fund qualifying repairs, upgrades or repositioning of investment assets.
Pay Off Existing Debt
Replace or consolidate qualifying debt secured by the property.
Working Capital
Access equity for qualifying business-purpose liquidity needs.
Portfolio Expansion
Recycle equity from seasoned properties into new investment opportunities.
Bridge to Permanent Debt
Use private refinancing while preparing for longer-term financing.
Cash-out underwriting centered on equity and exit strategy.
AFI evaluates current property value, existing debt, requested proceeds, borrower experience and the plan for repayment or refinance.
Investor equity cash-out
An investor owns a seasoned investment property with significant equity and wants capital for additional real estate opportunities.
Cash-out refinance loans throughout Florida
AFI Private Lenders works with real estate investors throughout Florida's major investment markets.
Frequently asked questions
Common questions investors ask about accessing equity in investment properties.
What is a cash-out refinance?
A cash-out refinance replaces an existing loan with new financing and may provide additional proceeds when sufficient property equity is available.
Can I cash out an investment property?
Qualifying non-owner-occupied investment properties may be considered for business-purpose cash-out refinancing.
What property types can qualify?
AFI can consider qualifying residential investment, multifamily and commercial properties depending on the transaction.
How is the cash-out amount determined?
The potential proceeds depend on property value, existing debt, requested leverage and underwriting requirements.
What can the proceeds be used for?
Qualifying proceeds are generally intended for business-purpose uses such as real estate investment, renovations or other approved business needs.
See what a cash-out refinance could unlock.
Send AFI the property address, estimated value, current loan balance and requested cash-out amount.