Hayward Private Money
At Action Funding, Inc., we provide fast, reliable hard money loans for real estate investors throughout Hayward and the greater East Bay region. Whether you’re flipping a mid-century bungalow in Fairway Park, building new construction in Jackson Triangle, or refinancing a duplex in the Burbank neighborhood, our private lending programs are designed to help you move quickly in one of California’s most competitive markets.
Our flexible financing solutions—including fix and flip loans, new construction loans, DSCR loans, and multifamily financing—are built for both first-time and experienced investors. With approvals based on the property—not your tax returns or credit score—we help you focus on closing deals, not fighting paperwork.
Your Trusted Hard Money Lender in Hayward
As a California-based direct private lender, we serve investors across Hayward, Castro Valley, San Leandro, Union City, and throughout Alameda County. With deep local knowledge and fast, in-house decision-making, we’re the go-to partner for East Bay real estate investors looking to move quickly and scale with confidence.
Loan Programs We Offer in Hayward
Fix and Flip Loans Hayward
Short-term financing for buying, renovating, and reselling residential properties. Ideal for projects in neighborhoods like Southgate, Mission-Garin, and Schafer Park.
Bridge Loans Hayward
Fast capital to close time-sensitive transactions or bridge financing gaps. Perfect for quick deals and auction wins in Downtown Hayward, Cherryland, and Fairview.
New Construction Loans Hayward
Ground-up construction funding for single-family homes, infill lots, or small multifamily developments in Jackson Triangle, Harder-Tennyson, and Longwood-Winton Grove.
Residential Loans Hayward
Flexible, asset-based loans for non-owner-occupied single-family homes, condos, and townhomes. Designed for investors who need quick capital in areas like North Hayward, Glen Eden, and Burbank.
DSCR Loans Hayward
Long-term rental property financing based on property cash flow—not your personal income. Ideal for buy-and-hold investors in neighborhoods like Mt. Eden, Tennyson-Alquire, and Ashland.
Multifamily Loans Hayward
Private funding for duplexes, triplexes, quads, and small apartment buildings. Great for rental investors looking to scale in Hayward, San Lorenzo, and Castro Valley.
Why Invest in Hayward CA
Located at the geographic center of the Bay Area, Hayward offers strategic access to San Francisco, Oakland, and Silicon Valley—all while maintaining relatively affordable property prices. The city is home to a diverse population, growing transit infrastructure, and strong demand for both long-term rentals and value-add properties.
With rising housing costs throughout the region, many renters and buyers are turning to East Bay cities like Hayward, creating opportunities for investors. Whether you’re flipping homes, adding units, or building ground-up, hard money loans provide the speed and certainty needed to secure the best deals in a tight market.
Key Investment Neighborhoods
Southgate: Popular for flips and starter rentals with strong resale demand.
Fairview: Attractive for new construction and hillside development.
Jackson Triangle: Ideal for infill development and multifamily projects.
North Hayward: Affordable entry points with upside through rehab or ADU additions.
Mission-Garin: Growing area with solid rental potential near parks and schools.
Current Real Estate Trends in Hayward
Hayward’s real estate market is shaped by spillover demand from pricier areas like Oakland, Fremont, and San Jose. Investors are targeting value-add opportunities in older neighborhoods, and infill development remains strong due to limited land availability in the Bay Area.
As rents continue to rise and housing inventory remains tight, demand for small multifamily units and turnkey rental properties is on the rise. Investors are also exploring ADU conversions and fix-and-flip strategies in rapidly changing neighborhoods. Hard money financing enables them to act fast and compete in this high-stakes market.
Let's Fund Your Next Hayward Project
At Action Funding, Inc., we help Hayward investors close faster, build smarter, and scale stronger. Whether you're flipping a single-family home, financing multifamily deals, or launching new construction, our hard money loans provide the speed and flexibility you need. Reach out today to get pre-approved and take your next step in the East Bay real estate market.