Hard Money Lenders in Florida
Action Funding is a family-owned private lender specializing in residential and commercial hard money loans throughout Florida. As trusted hard money lenders in Florida, we provide fast, reliable private financing for real estate investment projects — from residential fix-and-flip properties to large-scale commercial developments.
What Type of Loan Programs Do You Offer?
Fix and Flip Loans Florida
Short-term financing to purchase, renovate, and resell residential properties.
Bridge Loans Florida
Fast gap funding for transitional properties or auction purchases.
New Construction Loans Florida
Ground-up financing for single-family, townhome, or multifamily projects.
Cash-Out Refinance Florida
Leverage equity from your existing properties.
DSCR Loans Florida
Long-term rental financing based on the property’s income, not your personal financials.
Commercial Property Loans Florida
Private capital for office, retail, or mixed-use investments.
What Properties Do We Finance as Hard Money Lenders in Florida?
Action Funding has extensive experience lending on a wide variety of property types throughout Florida. Our team can walk you through previous successful projects and help you determine the best funding structure for your investment.
Learn about the different types of properties we lend on in Florida:
Single Family Homes
Townhomes
Multi-Units
Condominiums
Apartment Buildings
Land Deals (restrictions apply)
Retail & Shopping Centers
Office Condos
Personalized Care with Action Funding
We know that every project is unique, which is why our experienced professionals create tailored loan solutions designed around your specific goals and timeline.
Our friendly, knowledgeable team is always available to answer your questions and guide you through the lending process. Whether you’re seeking a hard money loan for your Florida business or need expert advice for your next investment, we’re here to help.
We Can Customize Your Florida Hard Money Loan
Who We Work With as Hard Money Lenders in Florida
At AFI Private Lenders, we proudly work with real estate investors, builders, developers, and industry professionals throughout the entire state of Florida. From Miami and Fort Lauderdale to Orlando, Tampa, Jacksonville, and the Gulf Coast, we understand the diverse needs of Florida’s fast-moving real estate markets. Our clients include fix-and-flip investors, BRRRR buyers, landlords, multifamily operators, commercial investors, and residential or commercial builders seeking fast, reliable capital. We also partner with real estate agents, brokers, and wholesalers who need a trusted lending team to help their clients close quickly and confidently.
To better support our Florida clients, we stay closely connected to trusted statewide and regional resources that provide accurate, up-to-date real estate, permitting, and market information. We regularly reference organizations such as Florida Realtors® (https://www.floridarealtors.org/), the Florida Department of Business & Professional Regulation (https://www.myfloridalicense.com/), and the Florida Department of Revenue Property Tax Portal (https://floridarevenue.com/property/Pages/default.aspx). We also use county-level data from the Miami-Dade Property Appraiser (https://www.miamidade.gov/pa/), Broward County Property Appraiser (https://bcpa.net/), Orange County Property Appraiser (https://www.ocpafl.org/), and Hillsborough County Property Appraiser (https://www.hcpafl.org/). For permitting and development guidance, we rely on resources such as the City of Orlando Development Services (https://www.orlando.gov/Our-Government/Departments-Offices/Executive-Offices/Permitting) and the City of Miami Building Department (https://www.miamigov.com/Services/Building).
Personalized Care with Action Funding
At AFI Private Lenders, we’re proud to deliver the kind of personalized service you’d expect from a family-owned firm. Every borrower works directly with a dedicated team member, ensuring your financing needs receive focused attention from start to finish. We know every real estate project is different, and our experienced professionals are committed to creating funding solutions aligned with your specific investment goals.
Our knowledgeable, approachable team is always here to provide answers, guidance, and support. Whether you’re exploring options with trusted hard money lenders in Florida or planning your next investment opportunity, reach out to us today for expert, customized assistance.



