Austin Hard Money
At Action Funding, Inc., we provide fast, reliable hard money loans for real estate investors across Austin and Central Texas. Whether you’re flipping a bungalow in East Austin, building new construction in Pflugerville, or refinancing a duplex in South Congress, our private lending programs are designed to help you move quickly in one of the most dynamic and competitive markets in the country.
Our flexible financing solutions—including fix and flip loans, new construction loans, DSCR loans, and multifamily financing—are built for both first-time and experienced investors. With approvals based on the property, not your tax returns or credit score, we help you focus on closing deals—not fighting paperwork.
Your Trusted Hard Money Lender in Austin
As a Texas-based direct private lender, we serve investors across Austin, Round Rock, Cedar Park, San Marcos, Kyle, and the greater Travis, Williamson, and Hays County areas. With deep local knowledge and in-house decision-making, we’re the go-to partner for Austin real estate investors looking to act fast and scale with confidence.
Loan Programs We Offer in Austin
Fix and Flip Loans Austin
Short-term financing for buying, renovating, and reselling residential properties. Ideal for projects in areas like College Park, Pine Hills, and Conway.
Fast capital to close time-sensitive deals or cover financing gaps. Perfect for auction properties and transitional projects in Downtown Austin, West Lake Hills, and Mueller.
Ground-up construction funding for single-family homes, infill lots, and small multifamily in Pflugerville, Manor, and Del Valle.
Asset-based loans for non-owner-occupied properties including SFRs, townhomes, and condos. Great for investors in neighborhoods like North Loop, Oak Hill, and Riverside.
Long-term rental loans based on property cash flow, not personal income. Designed for buy-and-hold investors targeting cash-flowing assets in areas like Leander, Round Rock, and South Congress.
Private capital for duplexes, triplexes, quads, and small apartment buildings. Close fast and grow your rental portfolio across Zilker, Brentwood, and East Riverside.
Why Invest in Austin?
Austin is one of the fastest-growing cities in the U.S., with a booming tech sector, strong job growth, and a steady influx of new residents. Home to major employers like Tesla, Apple, and Oracle, it’s a hotbed for both long-term rentals and short-term stays. Low housing inventory, rising rents, and continuous population growth make it an ideal city for investors seeking appreciation and cash flow.
In such a competitive market, hard money loans give you the edge—allowing you to close quickly, finance unique projects, and seize time-sensitive opportunities that traditional lenders can't support.
Key Investment Neighborhoods
East Austin: Trendy, rapidly gentrifying area with strong demand for flips and small rentals.
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Pflugerville: Ideal for new construction and long-term rental strategies.
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South Congress (SoCo): High visibility for short-term rentals and stylish rehabs.
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Manor & Del Valle: Growth corridors with strong appreciation potential.
Round Rock & Leander: Great for DSCR-backed rental investments and suburban cash flow.
Current Real Estate Trends in Austin
Austin’s real estate market continues to thrive, fueled by tech-driven migration, remote work flexibility, and constrained housing supply. Investors are pursuing value-add flips in older neighborhoods, building infill developments, and expanding rental portfolios through small multifamily acquisitions. Meanwhile, demand for STRs (short-term rentals) remains robust, especially near downtown, UT Austin, and entertainment districts.
Hard money financing allows investors to act fast and compete with confidence in this high-demand market.
Let's Fund Your Next Project
At Action Funding, Inc., we help Austin investors close faster, build smarter, and scale stronger. Whether you're flipping homes, financing multifamily properties, or starting new construction, our hard money loans provide the speed and flexibility you need.
Get pre-approved today and secure your next deal in the Austin real estate market.