Inland Empire Hard Money
At Action Funding, Inc., we provide fast, reliable hard money loans for real estate investors across the Inland Empire—including Riverside, San Bernardino, Ontario, and surrounding communities. Whether you're flipping a mid-century home in Riverside, building new construction in Fontana, or refinancing a fourplex in San Bernardino, our private lending programs are built to help you move fast in one of California’s fastest-growing markets.
Our flexible financing solutions—including fix and flip loans, new construction loans, DSCR loans, and multifamily financing—are designed for both new and seasoned investors. With approvals based on the property’s value—not your tax returns or credit score—you can focus on growing your portfolio, not jumping through hoops.
Your Trusted Hard Money Lender in Los Angeles
Fix and Flip Loans Inland Empire
Short-term financing for acquiring, renovating, and reselling residential properties. Perfect for revitalizing homes in Riverside, Colton, Moreno Valley, and Redlands.
Quick capital to close on urgent transactions or bridge financing gaps. Ideal for auction purchases or fast closings in cities like Ontario, Rialto, and Perris.
New Construction Loans Inland Empire
Ground-up construction financing for single-family and small multifamily projects in fast-growing cities like Fontana, Menifee, and Beaumont.
Residential Loans Inland Empire
Asset-based funding for non-owner-occupied homes, condos, and townhomes. Great for investors needing fast closings in Hemet, Rancho Cucamonga, and Victorville.
Long-term rental loans based on property income—not personal income. Designed for buy-and-hold investors in rental-heavy areas like Corona, Riverside, and Jurupa Valley.
Multifamily Loans Inland Empire
Private financing for duplexes, triplexes, and small apartment buildings. Ideal for expanding rental portfolios in San Bernardino, Montclair, and Yucaipa.
Why Invest in Inland Empire?
The Inland Empire is one of the fastest-growing real estate markets in California. Fueled by population migration from Los Angeles, lower home prices, and high rental demand, this region offers strong upside for both short-term and long-term investors. Major logistics, warehousing, and healthcare industries support job growth, while ongoing housing shortages continue to push up property values and rents.
From flipping entry-level homes in working-class neighborhoods to building rental cash flow in growing suburbs, the Inland Empire offers investors a wide range of affordable, high-potential opportunities. With hard money financing from Action Funding, you get the speed and certainty you need to act fast in this competitive environment.
Key Investment Neighborhoods
Fontana – Rapidly growing with new construction and workforce housing demand.
San Bernardino – Affordable multifamily and value-add properties with high rental yields.
Ontario – Emerging logistics hub with increasing development and rental activity.
Hemet & Menifee – Low-cost entry points with strong appreciation potential.
Rancho Cucamonga – Desirable suburb with high-income tenants and stable values.
Current Real Estate Trends Los Angeles
The Inland Empire continues to benefit from population inflow, remote work trends, and relative affordability compared to coastal California. Investors are targeting distressed and off-market deals in cities like San Bernardino, Moreno Valley, and Perris. Multifamily remains a strong play, particularly near job hubs and transit corridors. Meanwhile, new zoning policies and ADU-friendly regulations are opening up development opportunities across the region.
With low housing supply, rising rents, and a strong appetite for value-add projects, the Inland Empire remains a hotspot for both short-term profits and long-term returns.
Let's fund your next IE Project
At Action Funding, Inc., we help Inland Empire real estate investors move fast, build smart, and grow with confidence. Whether you're flipping starter homes, financing small apartment buildings, or launching new developments, our hard money loans provide the flexibility and certainty you need.
Contact us today to get pre-approved and take the next step in your Inland Empire real estate journey.