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Fort Myers Hard Money lenders




 


Quick Financing Solutions

At Action Funding, Inc., we provide private, fast, and flexible hard money loans for real estate investors across Fort Myers, Cape Coral, and Lee County. Whether you're flipping a single-family home in Dunbar, building new construction in Lehigh Acres, or refinancing a rental in Cape Coral, our loan programs are tailored to meet the needs of investors looking to move quickly and scale efficiently in Southwest Florida’s growing market.

Our loan offerings—ranging from fix and flip to ground-up construction and DSCR rental loans—are designed to help both seasoned and first-time investors close faster, with funding based on the property, not your income or credit. In a market where speed and certainty are everything, Action Funding delivers.


What Type of Loan Programs Do You Offer in Fort Myers, FL?

At AFI Private Lenders, we offer a range of flexible loan options designed to meet the diverse needs of real estate investors in Fort Myers:

Fix and Flip Loans 
Short-term financing to purchase, renovate, and resell residential properties. 

Bridge Loans 
Fast gap funding for transitional properties or auction purchases. 

New Construction Loans
Ground-up financing for single-family, townhome, or multifamily projects. 

Cash-Out Refinance 
Leverage equity from your existing properties. 

DSCR Loans
Long-term rental financing based on the property’s income, not your personal financials. 

Commercial Property Loans
Private capital for office, retail, or mixed-use investments. 

Why Invest in Fort Myers Real Estate?

Fort Myers has quickly become one of Florida’s most dynamic and fastest-growing cities, driven by steady population gains, strong business migration, and its desirable coastal lifestyle. The region offers a unique blend of affordability and growth potential, making it an attractive destination for homeowners, developers, and investors alike. With its expanding infrastructure, revitalized downtown area, and proximity to some of Florida’s most beautiful beaches, Fort Myers continues to attract new residents seeking both quality of life and long-term value.

Population Growth and Housing Demand

The Fort Myers housing market is experiencing robust demand fueled by retirees, remote professionals, and families relocating from higher-cost regions. This influx of new residents has led to sustained high rental occupancy rates and consistent upward pressure on property values. New construction projects, mixed-use developments, and residential communities are reshaping the city’s landscape, offering diverse opportunities for those looking to participate in Southwest Florida’s economic expansion.


Economic Expansion and Long-Term Outlook
Beyond its residential appeal, Fort Myers benefits from a strong and diverse economy supported by healthcare, tourism, education, and professional services. Local infrastructure improvements, business-friendly policies, and ongoing investment in commercial development continue to enhance the area’s economic resilience. As the population grows and new industries take root, Fort Myers real estate is well-positioned for long-term appreciation, making it one of Florida’s most promising markets for sustainable growth.


Key Investment Neighborhoods

We don’t just lend in Fort Myers — We provide private lending solutions across all of Lee County, Florida, including cities and communities such as Bonita Springs, Cape Coral, Estero, Fort Myers, Fort Myers Beach, Gateway, Lehigh Acres, North Fort Myers, Sanibel, Alva, Bokeelia, Buckingham, Captiva, Matlacha, Olga, Pine Island, Saint James City, Suncoast Estates, and Tice.


Fort Myers Hard Money Loans: Fast & Flexible Financing

We provide financing in Florida for the following cities: 

Recent Deals in Florida

We Can Customize Your Bridge Loan in Fort Myers, FL

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At AFI Private Lenders, we’re dedicated to supporting your real estate goals with flexible financing options. Our typical loan offerings span from $100,000 to $7,000,000, accommodating a wide spectrum of project sizes. Should your funding needs fall outside this range, our team is ready to work with you to craft a personalized solution that aligns with your unique objectives.

Free Loan Application Process

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