Fix & Flip Loans
Benefits of Fix & Flip Loans
Need fast capital to purchase and renovate a property? Our Fix and Flip loans are designed specifically for real estate investors looking to acquire, improve, and sell properties for profit. We provide short-term, asset-based funding based on the after-repair value (ARV)—not the purchase price so you can maximize your buying power and scale faster.
Unlike banks and traditional lenders that focus on the current value of the property, we lend based on the After Repair Value (ARV). That means:
Up to 65% of ARV
More capital for renovations
Leverage your vision and strategy
Close in as little as 7–10 days
Why investors choose Action Funding
At Action Funding, we take pride in delivering a personalized approach to real estate investment financing. As a family-owned company, we focus on building genuine relationships with every client. When you partner with us, you’ll work directly with real people who understand your goals and provide expert guidance through each step of the loan process. Our mission is to make your investment experience smooth, transparent, and stress-free.
Action Funding offers fast, flexible, and transparent financing solutions designed specifically for real estate investors. From the beginning, you’ll receive a clear, upfront breakdown of all loan costs — with no surprises or hidden fees. Our team is dedicated to supporting you from application to closing and beyond. Ready to take advantage of new investment property opportunities? Action Funding is your trusted partner in turning your vision into reality. Contact us today for immediate support!
Loan Features
Frequently Asked Questions
A fix and flip loan is a short-term real estate loan designed for investors who buy, renovate, and sell properties for profit. These loans cover both the purchase and rehab costs of the property.
Typically, real estate investors—either individuals or LLCs—who have experience renovating and reselling properties. However, many lenders also work with first-time investors if they demonstrate strong financials or a reliable team.
Action Funding can close in as little as 5-10 business days, depending on the appraisal and documentation process.
Terms range from 6 to 18 months, with interest rates generally between 9% and 13%, depending on the borrower’s experience, credit, and project scope.
Yes, most are interest-only loans during the term, helping keep monthly payments lower until the property is sold. However, Action Funding can prepay the loan so that you do not have to make payments during the project.
Absolutely. Many investors use a fix-to-rent strategy—refinancing into a long-term DSCR or conventional loan once renovations are done.