Cash-Out Refinance
Refinancing real estate with traditional lenders can be a slow, complicated process — especially if you’re on a tight timeline or facing unique circumstances. At AFI Private Lenders, we offer fast and flexible hard money refinance loans tailored to real estate investors, developers, and property owners who need short-term capital without the delays and roadblocks of conventional financing.
Whether you're looking to cash out equity, pay off an existing loan, or bridge the gap to long-term financing, our refinance solutions are designed to move quickly and work around your investment strategy — not the other way around.
Why Choose a Hard Money Refinance?
Traditional refinance options can drag on for weeks or even months — a luxury many investors simply don’t have. At AFI, we streamline the process by offering asset-based refinance loans with minimal documentation, fast underwriting, and funding in as little as 7–10 business days. If you’re trying to avoid foreclosure, restructure debt, or capitalize on new opportunities, our refinance loans can provide the immediate liquidity you need to take control of your investment.
Refinancing for a Range of Scenarios
Hard money refinance loans can be a powerful tool in many situations. You might be facing a balloon payment on an existing loan, dealing with a maturing bridge loan, or needing cash to renovate and increase property value. You could also be seeking to consolidate debt or cash out equity for your next deal. Whatever the case, we structure our loans to match your timeline and your goals — whether it’s holding the asset longer, stabilizing it for resale, or preparing for long-term financing.
Speed, Flexibility, and Access to Capital
At AFI, we understand that time is often the most critical factor in a refinance. Our process is simple and centered on your property’s current value and future potential — not your credit score or income documentation. We lend against the asset itself, which allows us to offer fast approvals, flexible terms, and creative structuring that works for both residential and commercial real estate.
Unlike banks that may require perfect financials and lengthy appraisals, we focus on solutions. If you have equity in your property or are looking to refinance out of a short-term loan, we can help you access that capital — quickly and efficiently.
Let's Talk About Your Refinance Goals
If you’re ready to refinance your investment property and need speed, simplicity, and certainty, AFI Private Lenders can help. Our team works directly with you to structure a loan that supports your next move, whether you're stabilizing a property, transitioning to a new loan, or leveraging equity for your next investment.
Get in touch with us today to see if you pre-qualify — and take the next step toward maximizing your property's potential.