Boca Raton Hard Money lenders
Invest in Boca Raton, FL
At AFI Private Lenders, we provide fast, flexible private lending solutions for real estate investors throughout Boca Raton and Palm Beach County. Whether you're renovating a condo near Mizner Park, building new construction in West Boca, or refinancing a luxury rental near the Intracoastal, our hard money loan programs are designed to help you close quickly and confidently in one of South Florida’s most competitive markets.
We offer fix and flip financing, new construction loans, bridge funding, and DSCR rental loans—perfect for both experienced investors and those entering the Boca Raton market for the first time. With approvals based on the property, not your tax returns, we help you move fast and capitalize on high-value opportunities.
Boca Raton Private Money, How Can We Help?
AFI Private Lenders is a family-owned lending firm that values relationships and delivers a personalized approach to every client. We understand that traditional bank financing isn’t always the right fit—especially when timing and flexibility are crucial. Our private lending model is designed to provide investors with the speed, customization, and support they need to capitalize on real estate opportunities.
Fast Closings – In today’s competitive real estate market, timing is everything. Whether you’re purchasing an investment property, funding a fix-and-flip, or seizing a short-term opportunity, AFI Private Lenders offers rapid approvals and closings—often in just a few days instead of weeks or months. Our streamlined process ensures you can move quickly and confidently without the delays of traditional financing.
Flexible Terms – We know that every investment strategy is unique. That’s why we take the time to understand your goals and structure financing solutions that align with your vision. From short-term renovation loans and bridge financing to long-term rental property loans, our flexible terms are built around your needs—not the other way around.
Asset-Based Lending – Unlike traditional banks that rely heavily on credit scores and income documentation, AFI Private Lenders focuses on the property itself. Our decisions are driven by the asset’s value and potential, meaning investors with unconventional financial profiles can still secure funding for strong deals.
Local Market Expertise – Our team combines deep knowledge of Boca Raton’s real estate market with decades of lending experience. We provide insight into local trends, property values, and investment strategies to help our clients make informed, strategic decisions. With AFI Private Lenders, you’re not just getting a loan—you’re gaining a trusted partner committed to your success.
What Type of Loan Programs Do You Offer in Boca Raton, FL?
At AFI Private Lenders, we offer a range of flexible loan options designed to meet the diverse needs of real estate investors in Miami:
Fix and Flip Loans
Short-term financing to purchase, renovate, and resell residential properties.
Bridge Loans
Fast gap funding for transitional properties or auction purchases.
New Construction Loans
Ground-up financing for single-family, townhome, or multifamily projects.
Cash-Out Refinance
Leverage equity from your existing properties.
DSCR Loans
Long-term rental financing based on the property’s income, not your personal financials.
Commercial Property Loans
Private capital for office, retail, or mixed-use investments.
Partner with AFI for Boca Raton Investments
When you work with AFI Private Lenders, you’re not just securing a loan—you’re tapping into a dependable provider of quick and efficient funding. Whether you’re purchasing, renovating, or refinancing a property in Boca Raton, we’re here to help you move forward with confidence. Ready to explore your hard money lending options in Boca Raton? Contact us today to discuss your investment and financing needs. Let’s make your next real estate opportunity a reality!
Why Invest in Boca Raton, FL Real Estate
Boca Raton offers a powerful blend of luxury, stability, and opportunity, making it one of Florida’s most desirable real estate markets. Known for its pristine beaches, gated communities, and upscale amenities, Boca attracts a steady influx of high-net-worth individuals, retirees, and remote professionals seeking a refined lifestyle. The city’s strong school system, low crime rate, and business-friendly environment also add to its appeal, drawing families and investors alike. As a result, property values have shown consistent appreciation over time, positioning Boca as a safe yet lucrative market for long-term capital growth.
With demand consistently outpacing supply, investors in Boca Raton face fierce competition—particularly in desirable areas like East Boca, Downtown, and waterfront neighborhoods. Traditional financing often can’t keep pace with the speed of the market or the unique nature of certain investment properties. This is where hard money loans become an essential tool. They allow investors to move quickly, close deals in a matter of days, and outbid cash buyers when timing is critical. Hard money financing is especially useful for high-end fix-and-flip projects, luxury redevelopments, and properties requiring renovation or repositioning that conventional lenders might avoid.
Beyond speed, hard money loans also provide the flexibility needed to pursue a variety of investment strategies in Boca’s dynamic market. Investors can leverage short-term financing to acquire and improve properties, then refinance into long-term conventional loans once value has been added. Others use these loans to fund speculative construction or bridge financing between purchases and sales. Whether targeting single-family homes in Royal Palm Yacht & Country Club, condos along the Intracoastal, or new builds near Mizner Park, hard money lenders give investors the leverage and agility to capitalize on one of Florida’s most resilient and profitable real estate markets.
Where Else do We Lend in Palm Beach County, FL?
We don’t just lend in Boca Raton — we provide private lending solutions across all of Palm Beach County, Florida, including cities like Atlantis, Belle Glade, Boynton Beach, Briny Breezes, Delray Beach, Greenacres, Gulf Stream, Hypoluxo, Juno Beach, Lake Worth Beach, Lantana, Loxahatchee, Manalapan, Mangonia Park, North Palm Beach, Ocean Ridge, Pahokee, Palm Beach, Palm Beach Gardens, Palm Springs, Riviera Beach, Royal Palm Beach, South Bay, South Palm Beach, Tequesta, Wellington, and Westlake.
We Can Customize Your Private Money Loan in Boca Raton, FL
At AFI Private Lenders, we’re dedicated to supporting your real estate goals with flexible financing options. Our typical loan offerings span from $100,000 to $7,000,000, accommodating a wide spectrum of project sizes. Should your funding needs fall outside this range, our team is ready to work with you to craft a personalized solution that aligns with your unique objectives.