Hard Money Lenders in Tampa
Tampa’s real estate market is one of the hottest in Florida — with booming growth in neighborhoods like Ybor City, Seminole Heights, and South Tampa. In a market this competitive, traditional bank loans often take too long. That’s why Tampa investors turn to AFI Private Lenders for fast, flexible hard money loans to fund their fix-and-flip, rental, or new construction projects.
We help real estate investors close in days, not months, with asset-based lending designed for speed and simplicity. Whether you’re flipping a bungalow in Hyde Park or building a multifamily project in Westshore, AFI gives you the capital you need to move fast.
Why Tampa Investors Choose Hard Money Loans
When time-sensitive deals appear, waiting on bank approvals can mean missing out. Hard money loans offer Tampa investors a faster, more flexible financing solution based on property value — not credit or income history.
With AFI Private Lenders, you can:
- Close in as little as 3–5 days
- Borrow based on asset value, not personal financials
- Skip income verification and lengthy underwriting
- Finance flips, rehabs, or construction projects with ease
Our team understands the Tampa Bay market inside and out, ensuring fast approvals and fair terms so you can focus on growing your portfolio.
Types of Hard Money Loans in Tampa
We structure loans for nearly every type of real estate investment strategy:
Fix-and-Flip Loans – Short-term financing to purchase and renovate investment properties.
Bridge Loans – Fast funding to bridge between purchases or cover short-term financing gaps.
Rental Property Loans – Long-term private loans for stabilized, income-producing rentals.
Construction Loans – Ground-up construction or major rehab projects for residential and multifamily properties.
Loan amounts typically range from $100,000 to $5 million, with LTVs up to 70% and funding in as little as 7 days.
The Tampa Real Estate Market in 2025
Tampa continues to attract national and international investors, driven by steady population growth, strong job creation, and robust rental demand. Key factors fueling the market include:
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Major redevelopment in Downtown Tampa and Water Street
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Growing interest in short-term rental properties near the beaches
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High demand for multifamily and mixed-use projects
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Rapid appreciation across Hillsborough and Pinellas Counties
In this thriving market, speed and flexibility are the ultimate advantages — and that’s what AFI delivers.
Working with AFI Private Lenders
At AFI Private Lenders, we’re more than just a lending company — we’re your local partner in Tampa real estate investing. Every loan is reviewed and approved in-house by experts familiar with Tampa’s neighborhoods, property values, and investor needs.
Our Process:
- Receive loan terms within 24 hours
- Close in under a week
- Fund your next deal fast
We’re committed to transparent terms, competitive rates, and quick closings — so you can focus on what you do best: building wealth through real estate.