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Hard Money Lenders in Kissimmee

Kissimmee’s real estate market is booming — fueled by tourism, vacation rentals, and steady population growth. For investors, timing is everything. Traditional bank loans often take weeks, but AFI Private Lenders helps Kissimmee investors close fast with flexible, asset-based financing for fix-and-flip, bridge, rental, and new construction projects.

Whether you’re renovating a vacation rental near Disney, flipping a property in downtown Kissimmee, or funding new construction in Poinciana or Celebration, our private lending programs are built to move at the speed of Central Florida’s market.

Why Investors in Kissimmee Choose Hard Money Loans

Hard money loans are short-term, real estate–secured loans designed for investors who need speed, flexibility, and convenience.

With AFI Private Lenders, you can:

  • Close in days, not months – skip the lengthy bank approval process.
  • Borrow based on property value – not income or credit history.
  • Leverage equity from existing properties to finance new investments.
  • Fund flips, rehabs, and acquisitions across Osceola and Orange Counties.


Our Kissimmee lending team understands the local rental, vacation, and residential markets — helping you act fast and maximize your ROI.

Types of Hard Money Loans in Kissimmee

We structure loans for nearly every type of real estate investment strategy:

  • Fix-and-Flip Loans – Short-term financing to purchase and renovate investment properties.

  • Bridge Loans – Fast funding to bridge between purchases or cover short-term financing gaps.

  • Rental Property Loans – Long-term private loans for stabilized, income-producing rentals.

  • Construction Loans – Ground-up construction or major rehab projects for residential and multifamily properties.

Loan amounts typically range from $100,000 to $5 million, with LTVs up to 70% and funding in as little as 7 days.

The Kissimmee Real Estate Landscape in 2025

Kissimmee’s proximity to Orlando and its thriving tourism industry make it one of Florida’s most active real estate investment hubs. The area’s combination of vacation rentals, affordable housing, and new construction offers strong potential for both short-term profits and long-term appreciation.

Key market trends include:

  • High demand for short-term and vacation rentals near Disney and Universal.

  • Continuous development of residential communities in Poinciana, Celebration, and Buenaventura Lakes.

  • Strong rental yields driven by steady tourism and workforce migration.

For investors, hard money loans provide the speed and flexibility needed to compete for prime opportunities in Kissimmee’s fast-paced and dynamic market.

Working with AFI Private Lenders

At AFI, we’re not just lenders — we’re partners who understand Central Florida’s real estate landscape. Our in-house underwriting and local expertise mean faster approvals and smoother closings.

Here’s how it works:

  1. Submit a short application (no credit pull required)
  2. Receive loan terms within 24 hours
  3. Close in under a week
  4. Fund your next deal fast


We pride ourselves on transparency, responsive communication, and investor-focused solutions. Whether you’re a first-time investor or expanding your portfolio, AFI Private Lenders gives you the capital advantage you need to thrive in Kissimmee’s growing real estate market.