Hard Money Lenders in Fort Myers
Fort Myers is one of Southwest Florida’s most active real estate markets — and in a city where properties move fast, waiting on traditional bank approvals can mean missing out. That’s where AFI Private Lenders comes in. We provide Fort Myers investors with fast, flexible funding for fix-and-flip, bridge, rental, and new construction projects — so you can close quickly and capitalize on opportunities in this high-demand market.
Whether you’re flipping a home in McGregor, developing new construction in Gateway, or rehabbing a duplex near downtown Fort Myers, our private lending programs are designed to move as fast as your next deal.
Why Investors in Fort Myers Choose Hard Money Loans
Hard money loans are short-term, asset-based financing designed for real estate investors who prioritize speed, flexibility, and simplicity.
With AFI Private Lenders, you can:
- Close in days, not months – no waiting on lengthy bank approvals.
- Borrow based on property value – not credit score or tax returns.
- Leverage equity from existing properties to fund new opportunities.
- Finance flips, rehabs, and purchases throughout Fort Myers and Lee County.
Our team understands the Fort Myers real estate landscape — from historic neighborhoods to growing suburban developments — so you can act fast with confidence.
Types of Hard Money Loans in Fort Myers
We structure loans for nearly every type of real estate investment strategy:
Fix-and-Flip Loans – Short-term financing to purchase and renovate investment properties.
Bridge Loans – Fast funding to bridge between purchases or cover short-term financing gaps.
Rental Property Loans – Long-term private loans for stabilized, income-producing rentals.
Construction Loans – Ground-up construction or major rehab projects for residential and multifamily properties.
Loan amounts typically range from $100,000 to $5 million, with LTVs up to 70% and funding in as little as 7 days.
The Fort Myers Real Estate Landscape in 2025
Fort Myers continues to attract investors from across the country, thanks to its growing population, strong housing demand, and coastal appeal. The area’s combination of affordable properties and consistent rental income opportunities makes it a hot spot for both short-term and long-term investors.
Current market drivers include:
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Rapid growth in residential communities like Gateway and Buckingham.
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Increasing demand for waterfront and vacation rental properties.
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Active redevelopment projects in downtown Fort Myers and nearby Cape Coral.
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Strong rental yields supported by steady population and tourism growth.
For investors, the Fort Myers market demands speed and adaptability — and hard money loans deliver exactly that.
Working with AFI Private Lenders
At AFI, we’re more than lenders — we’re experienced partners who understand the Fort Myers and Southwest Florida markets. Every loan is underwritten in-house by professionals familiar with local property values, zoning, and investment potential.
Our process is fast and straightforward:
- Submit a short application (no credit pull required)
- Receive loan terms within 24 hours
- Close in under a week
- Fund your next deal fast
We value transparency, reliability, and investor success. Whether you’re an experienced developer or a first-time investor, AFI Private Lenders provides the fast funding and flexibility you need to stay competitive in the Fort Myers real estate market.